VFI Corporate Finance

VFI Corporate Finance is an investment-grade direct lender for equipment and project finance and fund transactions from over $1 million to $50 million across North America. With over three decades of experience, it has a wide credit window working with A-rated credit profiles. VFI can fund transactions utilizing a variety of asset classes, from equipment like heavy machinery to soft-cost assets like IT, IT implementation and infrastructure, software, technology equipment, renovations, and build-outs.

As a bank-backed commercial finance lender, VFI’s mission is to provide the financial flexibility to allow businesses across all industries to operate, grow, and advance in their endeavors. Through valued access to capital, it offers a variety of financing structures that provide opportunities for companies to achieve their financing goals and business objectives.

“The current day challenges in the equipment financing space arise from one or all of three of the following areas— supply chain issues, economic volatility, and bank restrictions,” says Stauss Paulos, EVP-sales, VFI. “VFI is able to adapt to market conditions and environmental landscape to service clients and address these issues directly.”

VFI can help mitigate supply chain issues by approving clients with a lease line of credit to give them the purchasing power to lock in equipment as vendors are able to build the equipment. By covering deposits, milestone payments, and final payments, customers can move quickly to start getting their equipment ordered, built, and delivered for their use. VFI will also step in and cover the soft-cost aspects of the transaction, such as the labor, delivery, and installation of the equipment that was acquired.

The economic volatility is in part due to the change in equipment cost that has impacted many industries, with some slowing output that has had a ripple effect on industries and companies. In certain situations, VFI is able to provide rate protection options to qualified customers. It looks to refinance current transactions if there is a decrease in interest rates in the near future.

VFI provides aggressive terms and structures for equipment purchases to help a business grow and sustain its cash. Banking restrictions have continued to tighten, and interest rates have continued to increase. As a result, companies should diversify their capital sources and contact VFI to determine if it can help provide a solution to the many challenges they face in the market today.

Due to the strong relationships with funding partners and participation in the securitization market, VFI is competitive in the industry with all corporate lending institutions, from big banks to boutique specialists. It is able to provide attractive financing structures with exceptional solutions that meet its clients’ needs to finance large equipment purchases and projects.

Offering a variety of products to ensure the best funding solution is one of the many reasons VFI’s client base returns for additional funding needs. The company’s expert-level understanding of complex transactions for all different types of assets helps it service clients. Providing funding for organizations to build new equipment or providing sale-leaseback funding for unencumbered assets allows organizations to meet their business objectives.

Another service that VFI provides is an Equipment Lease Line of Credit. This provides an overall approved amount for the client to purchase multiple pieces of equipment for large projects with multiple vendors. A great example of this is a translation with a restaurant group that is opening multiple locations simultaneously. The lease line of credit allows the group to fund each location as needed and can close down the line when the funding is complete. The speed and flexibility of a product help the restaurant group open and build out multiple locations at the same time so they can open their stores sooner and start operating and generating revenue more quickly.