Adrien Fournier, Marketing DirectorUnderstanding that clients want straightforward, accessible and tailored banking solutions, Noelse attracts customers with the promise of fully digital, simple, and transparent financial management. Users benefit from innovative app and web portal features, such as the ability to create sub-accounts to manage specific financial goals while providing unparalleled visibility and control over their cash flow. Standing out in the payments sector, Noelse is a neobank and a trusted partner supporting clients throughout their payment and cash collection needs.
“With over 13 years of innovation and a dedication to exceptional care, we simplify the complexities from the banking world and ensure our clients have peace of mind, knowing their banking needs are met with expertise and stability,” says Adrien Fournier, Marketing Director.
To deliver on this vision, Noelse offers a next-generation banking experience accessible via the Google Play Store, iOS App Store and a web-based platform. After registration, clients receive a French IBAN and access to a bank account with unlimited transaction history. Users can annotate each transaction, download the proof of transfer and mark them, enabling simple and precise management and expense tracking. Beyond these capabilities, other features like sharing bank details with a single click make account handling easier for Noelse’s clients.
Real-time visibility is a cornerstone of Noelse’s services. Users receive instant notifications for every transfer, payment, or direct debit, helping them stay in control of their financial activities. Noelse also meets modern demands with both digital and physical cards. Android users can make fast, contactless payments using the Noelse Pay digital wallet, while those who prefer physical cards enjoy essential features such as ATM withdrawals and PIN-secured in-store payments. Managing cards through the app is easy, with options to adjust limits, change PINs and report lost or stolen cards—all at no extra cost.
For professionals, Noelse has developed advanced payment acquisition solutions in partnership with Ingenico, a global leader in payment terminals. This collaboration enables payment options for both in-store and online transactions, allowing merchants to track financial flows accurately. It also offers tailored solutions with advanced features like bulk payments to simplify payroll and subscription management. It provides clarity and transparency in cash flow to businesses like SaaS startups and subscription-based services that handle numerous transactions. Additionally, sub-accounts help professionals segment their income. For example, they can have sub-accounts like 'cash flow' or 'Store #1 and #2' to organise their finances better.
One key partner, a company with multiple subsidiaries, needed real-time visibility into its financial flows. Noelse’s modular platform allowed it to track payments for each subsidiary and store, significantly enhancing revenue transparency. In another instance, Noelse developed a fund redistribution system for a large client, allowing the parent company to allocate funds to its subsidiaries more efficiently, improving financial flow management and daily operations.
With over 13 years of innovation and a dedication to exceptional care, we simplify the complexities of finance and ensure our clients have peace of mind, knowing their banking needs are met with expertise and stability.
For individuals, Noelse has identified a growing need for cash advances, particularly for those facing temporary financial hardships. The instant €100 cash advance service has received overwhelmingly positive feedback, helping clients cover immediate expenses like bills, fuel, or groceries. This success underscores Noelse's ability to deliver transformative solutions that address everyday financial challenges.
As a regulated institution with almost two decades of experience, Noelse adheres to the strictest security standards, including PCI DSS and DSP2 compliance. Users benefit from robust account protection through two-factor authentication and biometric validation, ensuring that only authorised account holders can make changes. Its trusted device feature allows clients to monitor connected devices, enabling swift action against unauthorised access. This proactive approach empowers users to maintain complete control over their data, guarding against identity theft and fraud.
Noelse is not just navigating the evolving landscape of retail banking; it is revolutionising it. With a steadfast commitment to innovation, security and exceptional service, it empowers businesses to confidently take control of their financial futures. By embracing the future of retail banking with Noelse, companies can align their goals with a partner that prioritises peace of mind and operational efficiency.
