Importance of Public Adjusters

Public Adjuster

Summary: An adjuster can be particularly helpful when a claim is large or complex, as is often the case with natural disasters such as wildfires, earthquakes, floods, and other sizeable personal losses.

FREMONT, CA: Insurance claimers could face financial difficulties if they have extensive damage to their home or commercial property. It is more complicated to file a claim if the damages are great. You can fail to recognize the types of damages that you may be able to recover, thus avoiding including them in your claim. Identifying the full extent of damage and properly valuing damaged property may also be challenging.

It is common for insurance companies to take advantage of the inexperience and confusion of policyholders by offering them a quick payout. The insurance company isn't always looking out for your best interests. To settle the claim, they use their clients' stress and sense of urgency as leverage.

It is common for insurance companies to discourage policyholders from hiring a public adjuster, which is a warning sign.

There are many benefits to utilizing the services of a public adjuster, including:

Save time: Rather than waste your time on insurance company demands, you might value your time more. Organize and manage the claims process with the help of a public adjuster. They can assist you with determining the appropriate procedures for assessing expenses and repairing your vehicle through their expertise and clarifying your insurance policy.

Resolve claims faster: Insurance carriers and policyholders often struggle to communicate, leading to many unnecessary back-and-forths. More than one request for additional information is not uncommon. Public adjusters follow a different process. As part of their service, they will help you organize your claim and instruct you on all the paperwork you'll need to take the next step. The claims process can be expedited and your property can be repaired much sooner.

Protect your claim: Public adjusters are familiar with what insurance companies expect. It is advantageous to have an expert on your side when documenting your damages in case your claim is denied later. Public adjusters are third-party witnesses who can testify on your behalf in court if you bring your case there.

Receive a higher settlement: According to research, public adjusters speed up the claims process and increase payouts to policyholders. More precisely, a public adjuster can negotiate over 700 percent more settlement than the insurance company offered to pay.