Richard Burt, Senior Advisor;David McAdams, Founder;Frank Bailey, Senior AdvisorWith over three decades of experience, this full-service, holistic advisory firm is renowned for crafting retirement strategies that generate high income with reduced risk and low costs.
“Historically, our custom-managed portfolios have significantly outperformed traditional income-generating approaches, such as bond mutual funds or stock dividend strategies, delivering both high income and growth for a more fulfilling retirement,” says David McAdams, founder of McAdams Group.
A Map to Low-Risk, High-Income Retirement Plans
The philosophy of balancing income and growth is central to McAdams Group’s approach to retirement planning. Every client’s journey begins with a complimentary introductory meeting, during which the firm’s expert team assesses their current financial structure. This includes analyzing their existing income sources and identifying potential areas of concern—such as unnecessary taxes, fees, or common planning mistakes. The goal is to flag any red flags and provide clarity on obstacles that could impede their progress.
Following this initial session, the team creates a one-page retirement risk report that highlights avoidable expenses, including excessive fees or taxes. This report allows clients to see a clear comparison between their current income and the potential income they could achieve with an optimized portfolio.
Next, clients participate in an educational session where they are introduced to a range of strategies.
Turning the Tide: From Asset Drain to Sustainable Gains
One illustrative case involves a client who approached McAdams with a $2 million portfolio managed by a national firm. The client was withdrawing $10,000 monthly—totaling $120,000 annually— but their net income from interest and dividends was less than $30,000 per year. High internal fees, including advisory fees and mutual fund costs, forced them to sell over $90,000 of principal annually to meet their withdrawal needs.
Historically, our custom-managed portfolios have significantly outperformed traditional income-generating approaches, such as bond mutual funds or stock dividend strategies, delivering both high income and growth for a more fulfilling retirement
McAdams Group stepped in, reducing the client’s fees and expenses by over 75% and increasing their income to more than $120,000 per year. This eliminated the need to deplete their principal, providing the client with peace of mind and ensuring they wouldn’t outlive their resources during economic downturns.
In addition, the team uncovered significant planning errors, including asset titling mistakes, beneficiary issues, potential probate problems, and inadequate asset protection, all of which had resulted in unnecessary taxes. McAdams resolved these oversights in just a few meetings, correcting gaps left by the previous advisor.
Through this detail-oriented approach, McAdams has helped countless clients achieve financial security and peace of mind by addressing potential pitfalls early on.
A Reputation for Excellence
Success stories like these have earned McAdams Group hundreds of five-star client reviews and an A+ rating from the Better Business Bureau. The firm’s reputation is further bolstered by multiple appearances on national television and radio, where its expertise in retirement planning is showcased.
McAdams Group’s unwavering dedication to helping clients achieve a financially sound, worry-free retirement continues to set the standard in the industry. With a proven track record and a focus on personalized service, the firm is committed to delivering the same exceptional results for many more clients in the years to come.
