Keep It Simple Financial Planning

The financial and wealth management industry is undeniably complicated. The number of decisions to make, the different timeframes at play, and the sheer volume of information to analyse make it difficult for even the most seasoned investors to keep their heads above water.

According to Jason J. Hamilton, however, managing finances is all about simplifying the process and making it as easy as possible. As a CEO and Founder of Keep It Simple Financial Planning (KISFP)—a financial planning company—Hamilton has adopted a “keeping things simple” approach, which has allowed his firm to remove clutter, distractions, and complexities from financial planning.

“Simplification is important in many aspects. By simplifying their approach, our clients can easily manage their finances without any stress,” says Jason J. Hamilton, CFP, founder, and CEO of KISFP. Less stress means more time to focus on the things that matter most—family, friends and leisure. KISFP doesn’t want the clients to feel like they are drowning in a sea of numbers and paperwork—they should be able to easily manage their finances without needing a degree in accounting!

The financial services of KISFP cover the entire spectrum of financial health. The main focus remains on managing investments and income tax planning. This being said, KISFP also offers “wraparound advice to help clients increase their overall financial health”. The clients get a personal advisor who understands their financial situation and can make well-informed decisions based on their needs.

KISFP serves two types of clients—people on the verge of retirement and first-generation wealth builders. Before retirement, people aspire to have a stable income and financial security. They want to be able to retire stress-free, without having to worry about money. However, the transition from working life to retirement can be challenging.

Several people on the brink of retirement remain reluctant to spend money. They don’t know how much they can spend or the amount they can withdraw without affecting their finances. KISFP believes its clients should enjoy every moment of their retirement and not worry about their financial health.

The company has implemented a guardrails philosophy to assist retirees in their financial journey. Using this strategy, KISFP quietly keeps track of a client’s safe spending amount from their investment accounts. Then provides regular reviews to spending guidelines. The primary objective is to help people enjoy retirement without worrying about running short of money in the later years of retirement.

In the case of first-generation wealth builders, KISFP helps them build a strong foundation.

The goal of these clients is to reach financial independence much earlier than the average retiree. The company fosters a coaching relationship with such clients, sharing advice on tax management and investment strategies and one-on-one coaching to help them make their money work for them.

Since its inception in 2016, KISFP has been helping people create wealth. The company has developed an ethos of financial literacy, which includes helping clients understand their own personal finances and financial habits. For this reason, KISFP has been rewarded as one of the top Wealth Management firms in 2022.

In the future, KISFP will continue to serve its clients with passion and integrity to help them lead a stress-free life and joyful retirement.