iTrustCapital

iTrustCapital is redefining how individual investors engage with digital and alternative assets. A fintech platform purpose-built for security, transparency, and ease of use, it enables clients to invest in cryptocurrencies and precious metals through self-directed IRA and non-IRA accounts. iTrustCapital combines institutional-grade infrastructure with personalized service, bridging the gap between advanced financial tools and everyday investor access.

iTrustCapital entered the market as digital assets became increasingly mainstream, but remained inaccessible primarily to average investors. Today, the platform has over 250,000 registered users, 75,000 funded accounts, and a transaction volume exceeding $14 billion. It has become a trusted gateway for professionals, retirees, and crypto newcomers, those seeking long-term financial security in a rapidly evolving economy.

“We are not just giving investors access to digital assets. We are providing new AI tools and other educational resources, giving them the clarity, peace of mind, and control to help build a more secure financial future,” says Kevin Maloney, CEO of iTrustCapital.

Building Trust through Security, Compliance, and Support

Central to iTrustCapital’s offering is security. The platform operates on a closed-loop architecture that prevents unauthorized withdrawals, even if a user’s login credentials are compromised. Assets are never loaned, commingled, or exposed to third-party wallets. They are safeguarded in cold storage through regulated custodians like Coinbase Institutional, Fidelity Digital Assets, and Fireblocks. These partners utilize multi-party computation (MPC), eliminating single points of failure and ensuring the highest level of asset protection.

Equally foundational is the company’s dedication to regulatory compliance. All transactions are auditable, and assets are held off-balance sheet by U.S. bank-regulated custodians. As a former Compliance Officer at PIMCO, Maloney helps iTrustCapital bring a level of operational rigor often lacking in the digital asset space, particularly valuable for clients less familiar with the nuances of cryptocurrency investing.

iTrustCapital also maintains a fully U.S.-based client experience team in Southern California. These trained representatives offer direct, human assistance by phone or email, a rare feature in the fintech industry. The company’s dedication to service has earned it over 9,000 five-star reviews across various platforms, including Google and Trustpilot.

Empowering Strategic, Long-Term Investors

iTrustCapital’s flat 1 percent transaction fee, with no setup charges, monthly fees, or hidden costs, reflects its ethos of accessibility and fairness. This transparent pricing model enables investors to plan effectively and confidently, avoiding the friction of alternative investment platforms.

In one instance, a client approached iTrustCapital with a long-term tax strategy in mind. She executed a Roth IRA conversion involving three Bitcoins, each valued at approximately $30,000. Though the move added $90,000 in taxable income for the year, initially raising family concerns, it ultimately allowed her to grow her tax-free retirement account to over $315,000.

Since iTrustCapital supports in-kind distributions and handles IRS reporting, the process was strategic and seamless. This case exemplifies how the platform empowers users to take bold, tax-efficient actions confidently.

In another case, a client held approximately 100,000 XRP on a public exchange but was uncomfortable managing private keys and cold storage protocols. She sought a more secure, manageable solution and turned to iTrustCapital’s Premium Custody Account.

Following a personalized consultation, she completed a secure micro-test transfer and then executed the full in-kind asset migration via a whitelisted wallet. She later expanded her holdings during a market dip, demonstrating how the platform supports long-term growth strategies grounded in trust and security.

Time-Tested Principles

iTrustCapital has proven especially popular with professionals in their 40s to 60s and investors who value diversification, transparency, and capital preservation over speculation. The platform delivers the rare combination of access to high-growth markets for this audience with the safeguards and service typically associated with traditional financial institutions.

In an industry often marked by complexity, opacity, and impersonal automation, iTrustCapital is setting a new benchmark. By combining enterprise-grade security, regulatory strength, and human-centered service, the company offers more than just access to digital assets; it delivers assurance for the future of finance.