Counter Point Public Adjusting

In an era marked by increasingly complex insurance policies, Counter Point Public Adjusting stands out as a comprehensive public adjusting firm committed to assisting policyholders throughout the claims process. The company’s primary goal is to alleviate the burden of settling claims. Through their expertise, policyholders can easily navigate the intricate claims process, ultimately obtaining a fair and equitable settlement that provides much-needed peace of mind.

Counter Point Public Adjusting’s services are essential in a context where insurance policies often contain numerous complicated provisions. Many policyholders only become aware of these provisions after experiencing a loss, whether residential or commercial. Moreover, the complex and demanding nature of the insurance claim process can be overwhelming, especially when coupled with the trauma of a loss. Through a public adjuster, this situation highlights the unique opportunity for policyholders to adopt a proactive approach, ensuring adequate protection.

“The purpose of Counter Point Public Adjusting is to eliminate the burden of the insurance claims process. To turn the process from what is predictable to what is possible in favor of the insured. The main goal, being to return our clients to an equal or better quality of life through our efforts,” says Gary Baca, owner, and president of Counter Point Public Adjusting.

Insurance companies assign claim agents and adjusters to assist policyholders, these representatives do not advocate for their interests, as their loyalties lie with the insurance company. Consequently, Counter Point Public Adjusting presents a more viable option for policyholders seeking a fair settlement.

The company’s team of trained professionals aligns with policyholder interests, working closely with the insurance company’s claims adjuster to ensure prompt documentation and submission of required insurance forms. Additionally, they strive to prevent the settlement amount from being reduced by any constraints.

To maintain transparency, Counter Point Public Adjusting offers client’s access to view all insurance-related documentation.

Counter Point Public Adjusting employs a structured approach to handling claims, easing the process for clients. This includes evaluating and compiling comprehensive damage and recovery cost reports, assisting with loss inventory preparation, analyzing estimates, and addressing time element losses such as rent loss or business disruption. The company meets with the insurance provider, presents a detailed claims package, and advocates for necessary inspections and assistance for damage restoration or reconstruction.

During the initial evaluation, a team of specialists from diverse fields supports the firm in conducting a thorough examination and analysis. Counter Point Public Adjusting collaborates with consulting contractors, engineers, forensic analysts, personal property restoration and loss consultants to address all areas of concern for the policyholder.

Counter Point Public Adjusting boasts a history of helping numerous clients recover their insurance entitlements. One notable case involved a Los Angeles homeowner whose property was buried under six feet of mud. Despite the insurance company’s refusal to cover the damage, Counter Point Public Adjusting’s thorough investigation revealed that a recent wildfire was the cause of mud accumulation. This evidence prompted the insurance company to settle the claim for approximately $500,000, enabling the homeowner to restore her property. This instance demonstrates the company’s dedication to its clients and alignment with policyholder objectives.

Counter Point Public Adjusting has thrived under Baca’s leadership, who, despite lacking prior insurance adjusting experience, has introduced fresh perspectives that challenge traditional approaches in the industry. This innovative mindset has allowed the company to establish a strong market presence through organic word-of-mouth advertising, even in the face of California’s stringent advertising laws. The firm’s success is exemplified by its recognition as Small Business of the Year by the California Senate in 2017 – a testament to its unwavering commitment to clients and a driving force behind its prominent position in the public adjusting sector.