Cartlidge Morland

The adage, ‘Don’t keep all your eggs in one basket,’ best applies to building and managing wealth in today’s dynamic financial landscape. The current market uncertainties and inflation have blurred the lines between monetary and life goals, making people call for an existential review of wealth management. In this gathering storm, individuals leaning toward wealth managers who prioritize their goals or life events are likely to weather financial headwinds and steer ahead.

A leading wealth management and financial service provider, Cartlidge Morland instils an empathetic, human element to wealth management with the motto, ‘nurture, protect, and enjoy,’ embedded in its DNA.

“We prioritize flexibility and control when choosing investment strategies, policies, and vehicles, ensuring clients have a comforting financial cushion supporting their life goals,” says Julien Nurse, Partner, Cartlidge Morland. “Our team takes a hands-on approach when tailoring the portfolio to align with their personal preferences, investment objectives, and attitudes toward risks.”

Cartlidge Morland boasts a ten-year portfolio performance track record on most of its offerings. Since its client base comprises high and ultra-high-net-worth individuals, from bankers, entrepreneurs, and investors to retired and working professionals, its services are divided into two. Its bespoke offerings include investment management service (IMS) for clients with over £500,000 in assets to invest. The portfolios are constructed from a combination of cash deposits and collective investment funds held via major investment platforms.

For assets below the stipulated range, Cartlidge Morland offers a managed portfolio service based on a selection of risk-rated portfolios invested globally, largely on a sectorial basis rather than a thematic approach.

It’s provided on a standalone basis or with an environmental, social, and governance (ESG) overview applied to them.

Cartlidge Morland assigns a single point of contact to communicate all financial planning and investment management efforts. Its chartered financial planners liaise with investment managers regularly, ensuring the investment portfolio is shaped to meet client needs and consistent with the accepted risk parameters. During times of market volatility or unfortunate personal events, they don’t need to go through different personnel to receive advisement or clarification on whether the agreedupon investment portfolio is still robust.

Cartlidge Morland takes significant strides to keep clients informed about portfolio performance. It sends out a monthly investment commentary authored by its Head of Investment Services to give them insights into macro trends and relevant market impact from an investment standpoint. In addition, the company provides ad hoc special correspondence to clients when unanticipated events storm the financial world.

Employee Wealthcare is another offering from Cartlidge Morland’s corporate advice arm. This is focused on giving senior leaders and HR professionals a better understanding of risk versus rewards regarding financial planning, pension, and private healthcare insurance and investment, helping them set appropriate wealth goals.

Complementing Cartlidge Morland’s service excellence is its CM Wealth platform, which allows users to access their portfolio/ transactional information. This features a secure messaging facility and banking-level encryption, eliminating sensitive information leakage. Clients can even use it as a digital wallet to store sensitive documents. They can also include additional assets and use the app as a total wealth register, even if the company does not manage those entirely.

Cartlidge Morland isn’t beholden to any databases and backoffice systems, ensuring client privacy while having the ability to perform fund performance analysis on original book costs. It can seamlessly calculate the portfolio’s capital gains and total returns from the inception, which adds immense value during portfolio inheritance and generational wealth building.

Adding new services that align with market changes is ingrained in Cartlidge Morland. The latest addition to its service portfolio, a cash management service with access to over 40 banking institutions, best demonstrates this quintessential trait. The service is designed for clients looking to know if their cash flow is in a favourable state against market changes. With all these highly client-centric services and solutions under its belt, it’s not an exaggeration to say Cartlidge Morland’s wealth management offerings are the byword for flexibility.