Basepoint Wealth

Basepoint Wealth is an expert in optimizing financial success for its clients with a value-focused and principle-based philosophy.

An independently owned and operated registered investment advisor, it is committed to meeting wealth management needs by operating as a fiduciary, ensuring that every decision prioritizes a client’s interests. The firm’s recommendations are transparent and unbiased, and financial plans are tailored to each client’s goals and constraints.

Clients appreciate its disciplined approach, including thoughtful investment strategies that prioritize their financial well-being. The firm uses a six-step financial planning process, starting with identifying goals and followed by thorough data gathering and analysis. Recommendations are then presented, implemented, and continuously monitored to align with client objectives.

“We employ the planning process to match clients' financial plans with the necessary returns, ensuring satisfaction without excessive risk,” says W. Allen Wallace, chief investment officer and managing partner.

Basepoint Wealth differentiates itself through the way it operates.

In many cases, clients approaching the firm hold portfolios that are very homogenous. They may hold mutual funds with holdings that resemble an index fund. There’s a mix of overconcentration and excessive diversification at the same time. Many clients may not even have a financial plan.

Basepoint Wealth helps them break free from portfolios designed with generic models and embrace a financial plan tailored to their goals. This comprehensive strategy also considers clients’ tax and estate planning.

This approach has proven transformative for many clients. In one instance, a widow sought the firm’s help after her late husband left a significant 401(k) plan without a beneficiary nomination. A large tax liability was imminent because of a default beneficiary set to the estate. Basepoint Wealth navigated the complex situation, working with the Department of Labor, and successfully transferred funds to an inherited individual retirement account, saving the client hundreds of thousands of dollars in taxes. This dedication to expertly managing complex financial situations and delivering personalized solutions has earned lasting loyalty from clients.

Basepoint Wealth’s commitment to clear communication ensures clients fully understand financial strategies. The firm emphasizes using simple language over complex financial terminologies, considering it essential for clear interaction.

A highly qualified team is its foundation. The team comprises CFPs, CPAs, chartered financial analysts, and retirement income certified professionals. It also values continuous education, engaging in weekly case collaborations and book clubs to stay abreast of the latest developments in finance. This commitment to professional growth guarantees clients relevant and informed advice.

Technology is another key priority at Basepoint Wealth. It has invested in advanced software solutions, including eMoney for detailed financial planning, Black Diamond for performance reporting and billing, FactSet for data analysis, and Salesforce for customer relationship management. This boosts efficiency and assures seamless coordination. Clients get easy access to their financial data through a user-friendly portal.

Basepoint Wealth’s dedication to simplifying financial management for clients is evident in its personalized, technology-enhanced approach. The fee-only fiduciary advice model allows it to excel in turning complex financial planning into a transparent and manageable journey toward long-term success. Unmatched industry expertise and high standards of excellence establish it as a premier choice for individuals seeking financial clarity and security.