Atradius

In a world where trade credit risks significantly impact a business’s financial health, Atradius is a trusted partner, empowering them with the necessary tools to make well-informed decisions and maintain a healthy cash flow. By customising its insurance policies to meet each firm's unique needs, the company ensures that clients can safeguard their operations and focus on growth, free from concerns about financial setbacks.

Since its inception in 1925, Atradius has cultivated a remarkable legacy by offering tailored credit management solutions to help clients navigate evolving economic conditions. This dedication is reflected in the company’s consistent growth and strong financial ratings. With a customer retention rate of 95 per cent and a team of over 3,500 employees spread across over 50 countries, Atradius has firmly established itself as a trusted partner in global commerce.

Comprehensive Credit Risk Insurance and Debt Collection Services

Its offerings span various aspects of credit risk management, enabling clients to trade while expanding into new markets and exploring new products. This includes credit insurance, a critical tool for businesses seeking to mitigate the risk of unpaid invoices. By providing a comprehensive credit insurance policy—Modula, Atradius safeguards its clients from the financial burden of bad debts, which is associated with several unforeseen events like bankruptcy and political risks.

This policy utilises a modular approach to customise insurance coverage based on customer risk profiles, market exposure, and other relevant factors. This ensures that clients are protected against potential financial losses while maintaining the flexibility to expand into new markets or engage with a diverse range of customers. By integrating this policy with its easy-to-use online system called Atradius Atrium, the company enhances transparency and efficiency, allowing businesses to manage and track their coverage easily, clearly, and consistently.
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Atradius also provides a debt collection service to all Atradius credit insurance policyholders at no additional cost. This service is designed to help businesses efficiently recover outstanding invoices worldwide. Leveraging the company’s extensive global reach and advanced IT infrastructure, the service ensures an integrated and automated approach to debt collection, facilitating prompt action and consistent follow-up regardless of geographic location.

“We are equipped to offer comprehensive debt collection support across all global markets, drawing on our teams of locally based, multilingual collections specialists,” says David Capdevila, CEO.

For businesses that are not Atradius credit insurance policyholders, the company offers standalone services on a case-by-case basis. These clients gain access to the same high-quality collections expertise and can monitor the recovery process through its user-friendly Collect@Net platform. The platform enables businesses to upload unpaid invoices, track progress in real-time, and receive payment promptly upon successful debt recovery.

Customised Surety Solutions for Business Growth

The company also offers tailored surety solutions for clients across Europe, ensuring they receive the most suitable product while providing enhanced protection and strategic support throughout their business journey. The Surety process is designed to be client-centric and efficient, guiding businesses through every step of securing their performance and optimising their risk management strategies.

The first stage involves closely collaborating with the client to determine the most fitting surety product. This is followed by efficient tracking and management of documentation, ensuring that all requirements are met promptly. Subsequently, Atradius conducts thorough reviews and assessments, considering industry developments, business performance, and emerging risks. Upon finalising the facility structure, it ensures a swift and seamless establishment of the bond facility, allowing clients to focus on their operations.

Through this comprehensive suite of services, the company empowers clients to manage risk, enhance operational efficiency, and achieve their growth objectives efficiently. This forward-thinking approach and steadfast commitment to excellence enable Atradius to stand as a pillar of support in the dynamic landscape of international trade.