Titan Global Capital Management

The investment landscape is vast, with a nearly infinite range of products available—from stocks and bonds to ETFs and mutual funds. This abundance of options makes it difficult for individuals to decide which products are right for them, how much to invest, when to invest, and whether to invest all or part of their savings.

This is where Titan Global Capital Management steps in. The wealth management firm is driven by the mission of democratizing access to investment products, services and advisory offerings. It primarily caters to young professionals who may not meet the investment thresholds of private banks like UBS, Goldman Sachs and Morgan Stanley. Titan creates and collaborates on institutionalgrade investment products across a wide range of asset classes, including stocks, bonds, real estate, private credit, venture capital and cryptocurrency.

“For us, democratization is not just providing access to the investment products typically available to wealthier individuals and institutions; it’s about offering guidance and expertise tailored to the investor’s stage of life and risk tolerance. Our clients receive personalized advice and support as their financial needs change,” says Clayton Gardner, co-founder, co-ceo and chief investment officer.

The company’s ability to mirror the private bank experience for clients is its biggest differentiator. However, unlike those firms, which often require a minimum of a million dollars to access their services, it offers the same experience with a minimum investment of just $500. Titan is a digitally native company, operating primarily through its mobile app and website, which allows it to keep costs low and offer much more affordable fees than traditional managers.

Titan categorizes its financial services into three main areas: cash management, traditional growth investing and alternative investments.

The company believes that people must maintain a portion of their assets in cash for emergencies, daily expenses like rent and food and overall quality of life. But in most cases, checking and savings accounts offer minimal interest rates—a problematic scenario given the higher inflation rate.

Titan’s Smart Cash product has been designed to address this issue. It seeks out the best treasury money market funds, which are low-risk investments (primarily in U.S. treasuries). These funds are secure and essentially act like holding cash. With Smart Cash, individuals can earn around 5.3 percent interest with high liquidity and minimal fees. The company continually monitors and adjusts to ensure clients receive the highest possible interest rates available.

In case of traditional growth investing, Titan offers both active and passive investment strategies in stocks and bonds. When Titan started its journey six years ago, its first solution was the Titan Flagship, an actively managed portfolio of large-cap U.S. stocks. This portfolio used to be managed by its in-house team of analysts with experience in Wall Street. Unlike traditional mutual fund experience, where investors often receive minimal interaction, Titan empowered clients to access its team through the Titan app. They could ask questions, request research and suggest investment ideas. The company also provides market benchmark ETFs on its platform as part of the growth investing portion.

The third and final investment bucket that Titan offers is alternatives, a relatively new addition to its portfolio. Alternatives include private credit, real estate, venture capital and cryptocurrency.

“We’ve partnered with reputable institutions like Carlyle to provide these products, as these institutions have strong expertise in this asset segment. By collaborating with them, we can offer a broader range of alternative investments without managing the assets ourselves,” says Gardner.

Titan’s licensed advisors and investment managers are its biggest assets. Clients have the option to connect to them without breaking a sweat. It’s as convenient as video calling a friend or relative. The team enables Titan to manage billions of dollars in assets. In the coming years, the company will certainly achieve new heights by offering personalized guidance to more individuals.