Oakleaf Financial Technologies has been at the forefront of driving innovation in the new world of financial technology. The company’s aim is to assist businesses in launching financial products frictionlessly to enable growth and expand their customer experience.

“Fintech is new; payments & banking is nuanced,” says Ben Wakeham, the MD of Oakleaf Financial Technologies. “We have lived and breathed this entire sector for over five years.”

At its core, Oakleaf delivers a gamechanging white-label platform that utilizes cutting-edge cloud technology in banking and payments. It has the potential to offer real tangible selling points in sectors that are often competing for that extra competitive advantage. Oakleaf also brings a consultancy approach to the table to help clients across their Fintech lifecycle.

Oakleaf has two types of customers. The first type entails the companies that want to launch a service from scratch and have just an idea. And the other type wants to offer a complimentary offering to an existing customer base to create a deeper relationship and/or generate a new revenue stream. For both, Oakleaf takes a customerfirst approach. On the consulting side, the company aligns to the goals of its customers, as they are always on the front foot in terms of their wants and needs. Being customer-first in terms of its platform, Oakleaf has ultimate control over adding features, capabilities, and reports.

“Our technology has been built in-house. That’s why we never need to be concerned regarding testing and security. Most important, we have an experienced software development team; our CTO was previously one of the lead developers at the European Space Agency,” mentions Wakeham.

Oakleaf ’s internal framework of constant innovation is a great example of its customer-first approach. For example, its new crypto-fiat on/off ramp capabilities have not been asked by any specific customer, but the company had the ability to add it as a feature. Oakleaf optionally enabled it for each platform owner for free, and most of them are now looking at how they can utilize it.

Last year Oakleaf began working with a company formation business that was having difficulty supporting the opening of bank accounts for their customers due to the uncertainty of the timeframes. This can become a real chicken and egg scenario, as companies need a bank account to register for other services associated with setting up a business. By launching their own whitelabel banking platform, the formation company managed to reduce timelines for opening bank accounts down to five working days. This was achieved with much greater transparency during the process and also generated a new revenue stream from transactional services and FX.

  • Our technology has been built in-house. That’s why we never need to be concerned regarding testing and security


“Start small, think big, scale fast – let us guide you through every step of the process of setting up a financial technology service. Our solution is fully scalable and operates reliably out of the cloud,” informs Wakeham.

This customer-focused mindset has been the key driver of Oakleaf’s growth. The company and every team member always make great strides to meet and excel customer expectations.