Noble Funding

The order book was full, the season was peaking, and a seafood business had a golden opportunity to move millions of dollars in lobster each month. There was only one problem: their bank could not provide the capital needed to seize it. Waiting weeks for approval wasn’t an option, as it would lead to missed sales and lost momentum. That is when Noble Funding stepped in. Within days, the business arranged a facility that combined a receivables-based line of credit with a term loan, unlocking the working capital required to keep shipments flowing and profits climbing.

The company has been creating these kinds of timely solutions for two decades, serving as one of the nation’s most trusted providers of large working capital business loans since 2005. It works with growing companies across various industries, offering a mix of speed, flexibility, and integrity that has earned it an A+ rating from the Better Business Bureau, with zero complaints and over 200 positive Trustpilot reviews.

“We treat every business like it’s our own,” says Matthew Cohen, president. “That’s because we are business owners ourselves. We understand the urgency, the risk, and the opportunity behind every funding request.”

Capital Solutions for Ambitious Companies

Noble Funding focuses on businesses with annual revenues between five million and one hundred fifty million dollars. Many already have a senior secured lender, like a bank, SBA lender, or asset-based lender. Often, these relationships work well until the business’s borrowing base no longer matches its growth ambitions. That is where the company steps in with senior debt through lines of credit secured by receivables and inventory, junior debt in the form of unsecured term loans, bridge loans, and expansion capital, as well as unitranche loans that combine both senior and junior debt into one streamlined facility. It also helps restructure existing senior debt and offers SBA loans when appropriate.

Loan sizes typically range from three hundred thousand to five million dollars, with the ability to fund in days or weeks rather than months. This speed is possible because Noble Funding works within a carefully curated network of top-tier lenders developed over twenty years. Instead of sending clients through a long shopping process, the company pinpoints the right match quickly, ensuring that terms are competitive and that the process is smooth from start to finish.

A Process Built on Trust and Results

The client journey begins with a free consultation, during which the Noble Funding team learns about the business’s financial position, goals, and challenges. Once it is clear there is a fit, financial information is collected and shared with relevant lending partners. From there, clients receive one or more funding offers, each tailored to their needs. The Company earns its compensation only when a client accepts an offer, keeping incentives aligned and removing unnecessary pressure from the decision-making process.

Over the years, this approach has produced measurable results. One wholesale distributor partnered with Noble Funding over several years, securing eleven rounds of funding that included a five-year term loan, an SBA loan, and multiple junior debt facilities. This steady flow of capital supported the business’s growth from $20 million to $60 million in annual sales and helped launch a proprietary product line. In another instance, it provided $6.6 million in junior debt for multiple businesses owned by the same entrepreneur, including a $4.9 million bridge loan for commercial real estate acquisition. Remarkably, all of this was achieved without replacing the senior lender or filing against corporate assets.

As Noble Funding moves into its third decade, the emphasis remains on refining its lender network and deepening client relationships rather than chasing aggressive expansion. For companies seeking between three hundred thousand and five million dollars in capital, the company is more than a funding source. It is a strategic partner committed to delivering the right financing at the right time, every time.