Mission Financial Group

Mission Financial Group (www.missionfinancial.com), named one of the Top 10 retirement planning firms by Financial Services Review magazine, was founded in 2018 by advisors Clifton Yasutomi and Nick Abbott. The firm was selected for this distinction by an accomplished panel of C-level executives, industry thought leaders, and our Financial Services Review editorial board. The award-winning firms were awarded this honor based on innovation, customer satisfaction, and market presence. Clifton and Nick understand that retirement can often feel overwhelming and confusing. It’s not just about numbers—it’s about people. With a commitment to both financial counsel and emotional support, the firm helps families navigate the challenges of retirement with clarity and confidence.

A New Approach to Retirement Planning

Before launching Mission Financial Group, Clifton and Nick had long careers at major financial institutions, including Merrill Lynch and Edward Jones. Although these institutions provided invaluable learning opportunities for growth in the financial industry, both Clifton and Nick grew frustrated with the industry’s focus on profits over people. They saw firsthand how many individuals, especially those nearing retirement, struggled with uncertainty and anxiety as they made important financial decisions. In response, they established Mission Financial Group—a firm built on the belief that retirement planning should address not only financial concerns but also the emotional journey of preparing for the future.

In their years of experience, Clifton and Nick identified three key questions families face as they approach retirement:
1. Do I have enough to retire?
2. Am I prepared for future uncertainties?
3. Will my loved ones be okay when I’m gone?

To help families find answers to these questions, Mission Financial Group developed a comprehensive, seven-step process—the Retirement Master Plan—designed to guide clients through every stage of retirement with confidence.

The Retirement Master Plan: A Tailored, Step-by-Step Approach

Mission Financial Group’s Retirement Master Plan is a holistic, personalized strategy that addresses the full spectrum of retirement needs, from income planning to legacy planning. A series of seven steps is customized and implemented to meet the unique goals and circumstances of each client.

Step 1: Get Organized

The journey begins by taking inventory of assets, setting clear retirement goals, and building a roadmap to achieve those goals. This step lays the foundation for a successful retirement.

Step 2: Retirement Income Planning

A secure retirement income plan ensures clients can enjoy their desired lifestyle throughout retirement. Mission Financial Group’s goal is to help clients create a strategy that provides reliable income and financial confidence.

Step 3: Debt Management

Many clients enter retirement with outstanding debts. Mission Financial Group works with clients with an aim to reduce or eliminate debt, and to help them enter retirement with fewer financial obligations.

Step 4: Investment Strategy

A well-balanced investment strategy is essential for growing wealth while managing risk. Mission Financial Group claims the firm customizes investment approaches, implying successful client relationship.

Step 5: Tax Strategy

Taxes can erode retirement savings, so Mission Financial Group focuses on tax-efficient strategies like ROTH conversions with the goal of minimizing tax liabilities and maximizing wealth retention. For clients in higher tax brackets, sophisticated strategies are employed that can lead to wealth-protecting opportunities.

Step 6: Contingency Planning

Retirement isn’t without risks. Mission Financial Group helps clients prepare for unexpected challenges, such as healthcare costs, economic downturns, or market volatility, by implementing strategies to safeguard their assets.

Step 7: Legacy Planning

Many clients want to leave a legacy for their loved ones or charitable causes. Mission Financial Group helps clients develop a personalized plan that passes wealth on according to their clients’ values while prioritizing goals toward financial stability.

More Than Just Financial Planning: A Personalized, Client-Centered Approach

What truly sets Mission Financial Group apart is their deep commitment to understanding the personal aspects of each client’s retirement journey. The firm doesn’t just provide financial strategies—they work closely with clients to understand their values, priorities, and dreams. This personalized approach ensures that the Retirement Master Plan reflects each client’s unique vision of retirement.

Additionally, Mission Financial Group emphasizes education. Rather than simply executing a plan, they empower clients with the knowledge to make informed decisions. By helping clients understand the rationale behind each step, they foster a sense of confidence and control.

Building Trust, Transparency, and Long-Term Relationships

At Mission Financial Group, the client relationship is built on trust, transparency, and a focus on long-term success. The firm uses state-of-the-art technology to monitor and refine clients’ plans, ensuring they remain on track. Through regular check-ins and annual reviews, Mission Financial Group provides ongoing support to adapt to any changes in clients’ personal or financial circumstances.

A Client Success Story

One example of Mission Financial Group’s personalized approach is a couple in their late 60s who sought help to secure their retirement while ensuring a legacy for their children. With concerns about their family’s history of longevity, they wanted to ensure their retirement savings would last. Mission Financial Group created a tailored plan that reduced investment risks, optimized tax advantages, and allowed them to enjoy their retirement without worry. The couple was even able to travel and enjoy experiences they once thought were out of reach.

Conclusion: Planning For Retirement Starts Here

Mission Financial Group’s seven-step Retirement Master Plan offers a structured, comprehensive approach to retirement planning that addresses both financial and emotional needs. By taking the time to understand each client’s unique goals and concerns, they provide a smooth and successful transition into retirement. With expert financial strategies, personalized care, and a commitment to client education, Mission Financial Group empowers families to retire with confidence and enjoy the retirement they’ve worked so hard to achieve.

Advisory services offered through Mission Financial Group, a Registered Investment Adviser. Securities offered through Independent Financial Group, LLC (IFG). Member FINRA/ SIPC. IFG and Mission Financial Group are unaffiliated entities.

Disclaimers: This award is not indicative of future performance, and past performance is not a guarantee of future results.

* This client received no compensation. There are no material conflicts of interest. Client experiences will vary. Your experience may not be the same as what is expressed in this content and is no guarantee of future performance or success.