Capital MBS
Capital MBS: Making Equipment Financing and Business Funding More Accessible
Yaro Yarema, Founder
Small businesses are the backbone of the economy, yet many struggle to access working capital and equipment financing for growth.
Traditional banks and financial institutions tend to extend credit more favorably to large businesses due to their established commercial credit history, stable earnings, time in business, and lower risk exposure. These unwritten requirements often make it difficult for small businesses to secure financing. While these high-value partnerships drive significant revenue to lenders, the small business sector is equally crucial for the U.S. economy.
Capital MBS addresses this gap by offering specialized equipment financing, working capital, and commercial real estate loans tailored to small and medium-sized enterprises (SMEs).
“We provide businesses with multiple financing options while protecting their credit scores and saving them valuable time,” says Yaro Yarema, Founder of Capital MBS.
Unlike banks that conduct hard credit inquiries—potentially lowering personal and business credit scores—Capital MBS lending partners use soft credit pulls to assess credit without negative impact. This is especially beneficial for businesses that have faced multiple rejections, have below-average credit scores, or are at risk of being over-financed. Acting as a marketplace, Capital MBS connects businesses with the right lenders, whether they need low-risk financing from traditional institutions or alternative lending solutions for higher-risk cases.
Specialized Equipment Financing for Business Growth
Many industries, from manufacturing to logistics, rely on specialized equipment to operate efficiently. Capital MBS helps businesses secure funding for machinery, trucks, trailers, food processing machines, and landscaping and construction equipment. It offers competitive financing solutions through a diverse network of lenders—including banks, credit unions, and private lenders.
A key focus area is the trucking industry, where Capital MBS has helped numerous clients expand their fleets by financing new and used vehicles and trailers. Flexible financing structures include, but are not limited to, equipment loans, lease-to-own, dollar buyout, sale-lease-back, vendor financing, and floor financing. Businesses can obtain essential equipment while maintaining financial stability, which is key for growth.
Comprehensive Funding Solutions Capital
Capital MBS offers a range of financing solutions tailored to meet diverse business needs. Its business factoring and accounts receivable solutions help businesses manage receivables to get paid the same or the next day by purchasing outstanding invoices and providing immediate liquidity.