6OCTOBER 2025Editor's NoteNavigating Transformation in Wealth Management Wealth management services in the Asia-Pacific (APAC) region are undergoing significant transformation, driven by rising concentrations of wealth, increasingly sophisticated investors, and the growing influence of digital infrastructure on client engagement. The number of high-net-worth individuals (HNWIs) continues to rise, particularly in Southeast Asia and India, driving demand for more personalized and strategic solutions.Clients today prioritize diversification, transparency, and long-term value, prompting a shift in the offerings and models of wealth managers. Cross-border wealth structuring is gaining traction in financial hubs like Singapore and Hong Kong, as clients seek support for complex, multi-jurisdictional planning.This complexity coincides with major digital transformation. Firms are investing in AI-powered tools, data-driven client management, and integrated platforms to enhance service delivery across private banking and the mass affluent segment. Hybrid advisory models, which blend human insight with automated intelligence, are increasingly popular, particularly among younger investors seeking seamless, self-directed digital experiences.Regulatory changes across APAC markets are also shaping the industry. Enhanced rules around product governance, fiduciary standards, and disclosures are prompting firms to strengthen compliance and risk management systems. Meanwhile, the competitive landscape is widening. Fintechs, digital banks, and super apps are capturing market share by offering scalable, low-cost, and highly personalized wealth solutions. To stay competitive, traditional institutions must embrace innovation, rethink client engagement, and deliver greater value through a combination of human expertise and digital capabilities.This edition features Sino Suisse Capital, an independent asset management firm based in Singapore and Hong Kong providing wealth management services to ultra-high-net-worth individuals and family offices in Asia. The magazine also highlights the expert perspectives of Ann-Marie O'Malley, Executive Director, Platform Strategy Initiative Lead, Group Operations & Technology Office at UBS, and Chuan Lim Ang, Managing Director and SG Head of Compliance at CIMB. These esteemed professionals share their invaluable insights on the developments and challenges within the sector, as well as possible solutions. We hope that the valuable insights from industry leaders featured in this edition will help you make informed decisions for your business.Let us know your thoughts!Copyright © 2025 ValleyMedia, Inc. All rights reserved. Reproduction in whole or part of any text, photography or illustrations without written permission from the publisher is prohibited. The publisher assumes no responsibility for unsolicited manuscripts, photographs or illustrations. Views and opinions expressed in this publication are not necessarily those of the magazine and accordingly, no liability is assumed by the publisher thereof.Managing EditorJeff RodriguezEditorial StaffAaron Pierce Ava Garcia Joshua ParkerPearl JohnsonVisualizersRobert Gray SmithEdwin paul *Some of the Insights are based on the interviews with respective CIOs and CXOs to our editorial staffEmail:sales@financialservicesreview.comeditor@financialservicesreview.commarketing@financialservicesreview.com OCTOBER 2025, Vol 06 - 21 (ISSN 2835-9771) Published by ValleyMedia, Inc. To subscribe to Financial Services ReviewVisit www.financialservicesreview.com Jeff RodriguezManaging Editoreditor@financialservicesreview.com
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