4NOVEMBER 2023CONTENTS12 COVER STORYTHE FINANCIAL ADVISOR RETIREMENT WAVEJOHN TURNER, VP - INVESTMENT ADVISOR LENDING, LIVE OAK BANK08IN MY OPINIONFEATURED COMPANY TOP 10INVESTMENT FIRMS IN CANADA - 2023 FUTURE WITH TRANSITION FINANCETOWARD A NET-ZEROSTEVEN CRANWELL, CEO, AMERICAS AND REGIONAL HEAD CLIENT COVERAGE, AMERICAS, STANDARD CHARTERED18Chou Associates Management Inc.FRANCIS CHOU, FOUNDER
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