19MAY 2024life insurance policy on their 74-year-old mother--faced the risk of policy lapse due to the absence of cash surrender value and high premiums. They sought advice from their financial advisor, who recommended selling the policy. Assisted by a reputable life settlement provider, they secured an offer of $180,000, providing each owner $45,000.Life settlements entail monthly premiums, while structured settlements and private credit offer consistent monthly income streams. These initiatives play a pivotal role in addressing critical social issues, particularly senior financial independence, a cornerstone of environmental, social, and governance (ESG) considerations. Additionally, to bolster financial self-sufficiency, some life settlement providers propose senior care benefit plans. These plans allow for the allocation of funds towards long-term care and funeral costs, with the benefit of tax-free disbursements to beneficiaries.AIR Asset Management's Competitive Edge Whether as a hedge fund purchasing policies in the secondary market or providing liquidity to other investors in the tertiary market, AIR Asset Management plays a crucial role in sustaining this industry's ecosystem as a market participant.Our asset class inherently promotes social responsibility by providing seniors with capital while seeking to deliver uncorrelated returns for investorsThe firm prioritizes acquisition prices and market liquidity in pursuit of efficient asset management. Its ability to swiftly execute transactions from their network of sellers, source policies directly from the consumers and their financial advisors and even sell them in the broader market opportunistically gives them a competitive edge.AIR Asset Management's capabilities result from its exceptionally skilled team, composed of professionals with extensive financial services, asset management, and insurance backgrounds. The team, marked by its opportunistic approach, nurtures close relationships with insurance brokers and providers, enabling fast execution and strategic advantages in asset acquisition and disposal. They are also instrumental in pushing the firm to the forefront of socially responsible investing that imparts seniors dignity and peace of mind.A Vanguard of Compassionate InvestmentAIR Asset Management caters to a varied investor types. While some view the asset classes as a way to achieve stable, risk-adjusted returns in their portfolios, others, especially affluent or institutional investors, are drawn to the societal contributions of their investments.AIR Asset Management is a beacon of change in a world where financial gains increasingly overshadow sustainable investing concerns. Through its socially responsible investment approach, it is instrumental in delivering financial prosperity and fostering positive societal impact, transforming the lives of seniors through greater financial independence.
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