6DECEMBER - JANUARYEditor's NoteInnovative Payment Approaches to Increase ROIPoint of Sales (POS) systems are no longer restricted to a single location. Unlike the traditional transactional methods at a retail store, the salesperson can now move around the space, engage with customers, and close sales immediately. Retailers can enable "everywhere sales" through mobile and SoftPOS transactions. This technology allows an individual to accept contactless payments (via card or near-field communication technology), with only a smartphone.Another payment trend that has gained popularity over time is Bank as a Service, or BaaS category. It enables brands to function as banks. It offer core financial services to customers by integrating with banks via APIs.Driven by these trends, the value of the global merchant POS services market will be reach $131 billion by 2028. The increasing demand for mobile-based payments around the world is driving this market growth.To put the spotlight on key developments in the industry, Financial Services Review illustrates how a technology-backed POS with all-in-one services allow retailers to increase their ROI and enhance customer experience. Some of the exclusive insights are authored by Christopher Davis, Chief Information Officer, The Tile Shop; Gurinder Sumra, Chief Financial Officer, Elavon Europe; Jason Williams, VP of Engineering, DICK'S Sporting Goods; and Patrick Osborne, Manager, Customer and Marketing Analytics at QVC. In this edition of Financial Services Review, we also bring to you the story of the top merchant service providers using embedded finance, BaaS, POS, and much more. In the list, MegaPay Merchant Services for offering an array of electronic payment processing options to suit every business's size, needs, and customers. Through the following pages, we aim to shine a light on the innovative trends and latest developments in the merchant services space. We would like to know your thoughts.Copyright © 2022 ValleyMedia, Inc. All rights reserved. Reproduction in whole or part of any text, photography or illustrations without written permission from the publisher is prohibited. The publisher assumes no responsibility for unsolicited manuscripts, photographs or illustrations. Views and opinions expressed in this publication are not necessarily those of the magazine and accordingly, no liability is assumed by the publisher thereof.Managing EditorJeff RodriguezVisualizerRonald DonovanAmelia Stewart*Some of the Insights are based on the interviews with respective CIOs and CXOs to our editorial staffEmail:sales@financialservicesreview.comeditor@financialservicesreview.commarketing@financialservicesreview.com November - 24 - 2022, Vol 04 - 17Published by ValleyMedia, Inc. To subscribe to Financial Services ReviewVisit www.financialservicesreview.com Jeff RodriguezManaging Editoreditor@financialservicesreview.comEditorial StaffAaron Pierce Ashik Jain Ancel Castelino Ava GarciaGilbert Hoover Joshua Parker
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