6APRIL - MAY 2026Editor's NoteReinforcing the Foundations of Financial ServicesFinancial markets are entering a period in which capital allocation, risk governance, and financial infrastructure are under renewed scrutiny. This edition of Financial Services Review Europe explores how institutions are responding through stronger advisory frameworks, more predictable financial infrastructure and evolving approaches to risk and sustainability.Our cover story features Schmiegelow Fondsmæglerselskab, recognised as Investment Consulting Services of the Year in Europe 2026. The Copenhagen-based independent multi-family office focuses on long-horizon asset allocation guided by macroeconomic conviction rather than short-term market prediction. Its advisory framework prioritises capital preservation, disciplined manager governance, and portfolio positioning ahead of structural economic shifts. By combining institutional-grade research with systematic analysis across a global investment universe, the firm helps clients navigate changing macroeconomic regimes while maintaining a focus on resilient portfolio construction and long-term compounding.Among this year's recognised innovators is CurrencyFair, named Top Currency Exchange Platform in Europe 2026. The company addresses longstanding inefficiencies in cross-border payments through a local-in, local-out settlement model that removes intermediary banking layers and increases transparency in execution. By separating transfer fees from exchange margins and completing verification before settlement begins, the platform provides predictable delivery timelines and clear cost visibility. Today, CurrencyFair supports individuals and SMEs across more than 150 countries and has facilitated more than 18 billion in transfers.This edition also features insights from Yvan Roduit, Head of Investment Advisory at Raiffeisen Group, who discusses how sustainable investing, technology and evolving client expectations are reshaping advisory services. Complementing this perspective, Yaroslav Sovgyra, Head of Credit Risk (ESG and Portfolio Management) at Lloyds Banking Group, outlines the practical challenges of integrating ESG considerations into banking risk frameworks through structured taxonomies, scenario analysis and governance oversight.Together, these perspectives highlight how disciplined strategy, transparent execution and responsible risk management are shaping the future of financial services in Europe.Copyright © 2026 ValleyMedia, Inc. All rights reserved. Reproduction in whole or part of any text, photography or illustrations without written permission from the publisher is prohibited. The publisher assumes no responsibility for unsolicited manuscripts, photographs or illustrations. Views and opinions expressed in this publication are not necessarily those of the magazine and accordingly, no liability is assumed by the publisher thereof.Managing EditorJeff RodriguezEditorial StaffAaron Pierce Ava Garcia Joshua ParkerPearl JohnsonVisualizersRobert Gray SmithKevin Parker *Some of the Insights are based on the interviews with respective CIOs and CXOs to our editorial staffEmail:sales@financialservicesreview.comeditor@financialservicesreview.commarketing@financialservicesreview.com APRIL - MAY 2026, Vol 07 - 10 (ISSN 2835-9771) ValleyMedia, Inc. To subscribe to Financial Services ReviewVisit www.financialservicesreview.com Jeff RodriguezManaging Editoreditor@financialservicesreview.com
< Page 5 | Page 7 >